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Local taxes › Hardin County › Hubbard

City

Hubbard

Hardin County · How cities work

$3,020 a yearproperty tax on a $200,000 home here, FY27, for every local government ($35.81 per $1,000 of taxable value)1
$1,040 a yearof that goes to the city ($12.30 per $1,000)
$396,495property taxes the city levies, FY27
$1.0Mcity budget, FY27, without city-run utilities (not yet reported)2

Who runs it

The city council passes ordinances, adopts the budget and sets the city’s property tax.

  • Chad BallHubbard City Council At-Large · elected November 4, 2025
  • Lance BelowHubbard Mayor · elected November 4, 2025
  • Levi BahrHubbard City Council At-Large · elected November 4, 2025
  • Adan ReischauerHubbard City Council At-Large · elected November 7, 2023
  • Mitchell PaxtonHubbard City Council At-Large · elected November 7, 2023
  • Tracey RieksHubbard City Council At-Large · elected November 7, 2023

Officials are worked out from election results: every member whose four-year term is still running, plus appointments and titles Iowa Funnel has been told about. A resignation may not show yet.

Meetings and agendas

What the council is deciding: each agenda, the resolutions and ordinances on it, and a plain-language summary.

Iowa Funnel doesn’t read this city’s agendas yet. Every council and board posts its agenda at least 24 hours before it meets.

Property taxes

How the bill is collected · What each levy is for

Who gets a property owner’s tax bill in Hubbard

Homes and businesses in most of Hubbard pay a combined $35.81 per $1,000 of taxable value (FY27). They pay it all to the Hardin County treasurer, who passes each government its share; the city sets and gets only its own piece, $12.30. Estimate your bill.

Rates over time

Per $1,000 of taxable value: the typical combined rate people in Hubbard pay, and the city government’s own piece of it.

YearCombinedCity’s own
FY20$33.57$11.20
FY21$35.37$11.72
FY22$35.65$11.51
FY23$38.24$14.84
FY24$38.54$15.43
FY25$39.22$15.90
FY26$38.06$13.86
FY27$35.81$12.30
Show the numbers
YearCombinedCity’s own
FY20$33.57$11.20
FY21$35.37$11.72
FY22$35.65$11.51
FY23$38.24$14.84
FY24$38.54$15.43
FY25$39.22$15.90
FY26$38.06$13.86
FY27$35.81$12.30

Compared with places this size3

Hubbard’s city property tax rate of $12.30 per $1,000 is the 77th lowest of 184 Iowa cities with 570–1,300 people. The middle of the group is $12.86.

Elkader: $27.11Exira: $24.81Laurens: $24.16Dayton: $22.51Correctionville: $19.84Villisca: $19.74Allison: $19.06Dumont: $19.04Seymour: $18.78Dexter: $18.69Fonda: $18.52Kanawha: $18.11Greene: $17.91Alden: $17.90Lansing: $17.67Strawberry Point: $17.58Rockwell: $17.54Walnut: $17.46Murray: $17.44Gowrie: $17.17Colo: $17.14Mapleton: $16.90George: $16.89Fayette: $16.85Adair: $16.84Eddyville: $16.82Elk Horn: $16.78Oxford: $16.70Buffalo Center: $16.58Bancroft: $16.52Eldon: $16.42Early: $16.35Aplington: $16.34Panora: $16.14Mechanicsville: $16.12Armstrong: $15.87Ruthven: $15.84Minden: $15.77Walker: $15.74Newell: $15.49Riceville: $15.31Neola: $15.30Sidney: $15.19Gilbertville: $15.15Stanwood: $15.12Stratford: $15.03Griswold: $15.01Readlyn: $14.99Tripoli: $14.99Hopkinton: $14.79Essex: $14.76Dunlap: $14.56Garnavillo: $14.52Maxwell: $14.50Clermont: $14.30Moulton: $14.25Mcgregor: $14.20Olin: $14.19Primghar: $14.18Sheffield: $14.16Elgin: $14.05Ossian: $13.88Alton: $13.87Redfield: $13.73Victor: $13.72Edgewood: $13.64Sioux Rapids: $13.63Donnellson: $13.63Gladbrook: $13.58Clarksville: $13.53Rockford: $13.52Janesville: $13.43Glidden: $13.43Calmar: $13.39Boyden: $13.39Baxter: $13.32Manly: $13.29Anita: $13.28Van Horne: $13.27Conrad: $13.23Springville: $13.22Keota: $13.21Shellsburg: $13.20De Soto: $13.18Quasqueton: $13.12Farmington: $13.10Treynor: $13.03Odebolt: $13.00Coggon: $12.99Earlville: $12.90Brighton: $12.88Danville: $12.87Underwood: $12.85New Sharon: $12.80Malvern: $12.79Montrose: $12.78Goldfield: $12.73Wellsburg: $12.68Buffalo: $12.68Stanton: $12.62Hospers: $12.58Everly: $12.51Hazleton: $12.48West Point: $12.39Hinton: $12.38Preston: $12.38Alburnett: $12.30Moravia: $12.27Hedrick: $12.22Carson: $12.22Wheatland: $12.18Schaller: $12.14Winfield: $12.04Elkhart: $12.00Afton: $11.96Lowden: $11.93Tabor: $11.88Albert City: $11.88Aurelia: $11.84Merrill: $11.64Morning Sun: $11.50Battle Creek: $11.49Wall Lake: $11.43West Bend: $11.42Dakota City: $11.39Marcus: $11.31Dunkerton: $11.30Sutherland: $11.25Arcadia: $11.23Whiting: $11.21Melcher-Dallas: $11.21Shelby: $11.17University Heights: $11.12Blairstown: $11.04Manilla: $11.01Hamburg: $10.95Clarence: $10.94Ireton: $10.93Fontanelle: $10.88Grand Mound: $10.78Cambridge: $10.53Swisher: $10.39Schleswig: $10.39Melbourne: $10.38Elk Run Heights: $10.33Fredericksburg: $10.27Lake Park: $10.25Ventura: $10.22Inwood: $10.22Milo: $10.20Hartford: $10.16Central City: $10.01What Cheer: $10.01Newhall: $9.99Graettinger: $9.81Doon: $9.78Long Grove: $9.59Lake View: $9.39Paullina: $9.21Fairbank: $9.00Winthrop: $8.94Crescent: $8.72Keosauqua: $8.58Grand Junction: $8.57Princeton: $8.24Kellogg: $8.10Lakeside: $8.10Riverside: $8.02Agency: $7.94Hills: $7.94Fremont: $7.86Larchwood: $7.52North English: $7.49Sloan: $7.49Sully: $7.41Fruitland: $7.21Lawton: $7.10Wayland: $7.07Raymond: $6.85Keystone: $6.80Shueyville: $6.79Arnolds Park: $4.95Okoboji: $3.83Hubbard: $12.30$3.83 lowest$27.11 highestmiddle
See all 184
#PlaceRate per $1,000People
1Elkader$27.111,192
2Exira$24.81766
3Laurens$24.161,253
4Dayton$22.51766
5Correctionville$19.84759
6Villisca$19.741,106
7Allison$19.06937
8Dumont$19.04614
9Seymour$18.78646
10Dexter$18.69631
11Fonda$18.52636
12Kanawha$18.11638
13Greene$17.91971
14Alden$17.90738
15Lansing$17.67959
16Strawberry Point$17.581,141
17Rockwell$17.541,044
18Walnut$17.46728
19Murray$17.44609
20Gowrie$17.17943
21Colo$17.14856
22Mapleton$16.901,114
23George$16.891,106
24Fayette$16.851,193
25Adair$16.84792
26Eddyville$16.82965
27Elk Horn$16.78631
28Oxford$16.70715
29Buffalo Center$16.58839
30Bancroft$16.52677
31Eldon$16.42788
32Early$16.35571
33Aplington$16.341,088
34Panora$16.141,096
35Mechanicsville$16.12974
36Armstrong$15.87847
37Ruthven$15.84710
38Minden$15.77581
39Walker$15.74671
40Newell$15.49850
41Riceville$15.31807
42Neola$15.30917
43Sidney$15.191,048
44Gilbertville$15.15792
45Stanwood$15.12612
46Stratford$15.03688
47Griswold$15.01975
48Readlyn$14.99857
49Tripoli$14.991,208
50Hopkinton$14.79622
51Essex$14.76721
52Dunlap$14.561,030
53Garnavillo$14.52751
54Maxwell$14.50862
55Clermont$14.30571
56Moulton$14.25596
57Mcgregor$14.20725
58Olin$14.19652
59Primghar$14.18893
60Sheffield$14.161,123
61Elgin$14.05676
62Ossian$13.88777
63Alton$13.871,248
64Redfield$13.73719
65Victor$13.72852
66Edgewood$13.64908
67Sioux Rapids$13.63722
68Donnellson$13.63859
69Gladbrook$13.58775
70Clarksville$13.531,238
71Rockford$13.52722
72Janesville$13.431,052
73Glidden$13.431,140
74Calmar$13.391,100
75Boyden$13.39694
76Baxter$13.32983
77Manly$13.291,233
78Anita$13.28953
79Van Horne$13.27768
80Conrad$13.231,098
81Springville$13.221,161
82Keota$13.21888
83Shellsburg$13.20987
84De Soto$13.18937
85Quasqueton$13.12587
86Farmington$13.10583
87Treynor$13.031,104
88Odebolt$13.00967
89Coggon$12.99691
90Earlville$12.90713
91Brighton$12.88592
92Danville$12.87910
93Underwood$12.85973
94New Sharon$12.801,249
95Malvern$12.791,056
96Montrose$12.78734
97Goldfield$12.73617
98Wellsburg$12.68709
99Buffalo$12.681,163
100Stanton$12.62664
101Hospers$12.58703
102Everly$12.51570
103Hazleton$12.48711
104West Point$12.39903
105Hinton$12.38959
106Preston$12.38940
107Alburnett$12.30672
108Hubbard$12.30837
109Moravia$12.27625
110Hedrick$12.22717
111Carson$12.22772
112Wheatland$12.18765
113Schaller$12.14702
114Winfield$12.041,006
115Elkhart$12.001,079
116Afton$11.96864
117Lowden$11.93767
118Tabor$11.88983
119Albert City$11.88627
120Aurelia$11.84970
121Merrill$11.64713
122Morning Sun$11.50702
123Battle Creek$11.49683
124Wall Lake$11.43739
125West Bend$11.42770
126Dakota City$11.39764
127Marcus$11.311,069
128Dunkerton$11.30840
129Sutherland$11.25628
130Arcadia$11.23588
131Whiting$11.21725
132Melcher-Dallas$11.211,193
133Shelby$11.17730
134University Heights$11.121,188
135Blairstown$11.04705
136Manilla$11.01756
137Hamburg$10.95863
138Clarence$10.94991
139Ireton$10.93571
140Fontanelle$10.88684
141Grand Mound$10.78608
142Cambridge$10.53844
143Swisher$10.39909
144Schleswig$10.39820
145Melbourne$10.38771
146Elk Run Heights$10.331,061
147Fredericksburg$10.27983
148Lake Park$10.251,155
149Ventura$10.22701
150Inwood$10.22962
151Milo$10.20762
152Hartford$10.16729
153Central City$10.011,254
154What Cheer$10.01595
155Newhall$9.99887
156Graettinger$9.81810
157Doon$9.78640
158Long Grove$9.59849
159Lake View$9.391,120
160Paullina$9.21979
161Fairbank$9.001,133
162Winthrop$8.94814
163Crescent$8.72626
164Keosauqua$8.58944
165Grand Junction$8.57715
166Princeton$8.24917
167Kellogg$8.10597
168Lakeside$8.10695
169Riverside$8.021,063
170Agency$7.94623
171Hills$7.94911
172Fremont$7.86688
173Larchwood$7.52954
174North English$7.491,030
175Sloan$7.491,078
176Sully$7.41891
177Fruitland$7.21928
178Lawton$7.10949
179Wayland$7.07935
180Raymond$6.85754
181Keystone$6.80616
182Shueyville$6.79725
183Arnolds Park$4.951,214
184Okoboji$3.83729

The $8.10 limit

Hubbard’s general levy is $7.89 per $1,000 of taxable value in FY27, $0.21 below the limit.4 549 of 934 Iowa cities have a higher general levy. All cities.

FY23 $8.10 · FY24 $8.10 · FY25 $8.37 · FY26 $8.13 · FY27 $7.89 (before FY25, the general levy alone)

Outside the limit: $4.41 more5

  • Total Employee Benefit Levies$1.84 · $58,146
  • Liability, property & self insurance costs$1.53 · $48,414
  • Debt Service Levy$1.04 · $37,180

Tax increment financing (TIF)

$4.1M of taxable value in Hubbard is in TIF districts’ increment (11% of the city’s taxable value), 2025 valuations, taxed in FY27.6 It budgeted $98,000 in TIF revenue for FY25.

What that value would raise at each government’s rate, FY277

Taxes on TIF value go to the city’s TIF fund instead of the governments that levy them, including about $46,607 of the city’s own.

  • Hardin County$33,850

The city’s levies, FY27

What the city raises from each levy. The general levy is capped by state law; the others are set aside for one purpose.

  • Consolidate General Fund$249,59763%
  • Total Employee Benefit Levies$58,14615%
  • Liability, property & self insurance costs$48,41412%
  • Debt Service Levy$37,1809%

Budget and spending

Reading a local budget

Where each dollar of Hubbard’s budget goes, FY26

Business Type / Enterprise: 34¢ of every dollar34¢Public Works: 21¢ of every dollar21¢Culture and Recreation: 13¢ of every dollar13¢General Government: 9¢ of every dollar9¢Public Safety: 9¢ of every dollar9¢Everything else: 14¢ of every dollar14¢

Planned spending from all funds, including city-run utilities like water and sewer (“business type”), which some cities run and others don’t. Transfers between funds are left out. “Cities this size” is the average for the 183 Iowa cities closest in size (570–1,300 people).

Where it goesOf each dollarCities this size (183)
Business Type / Enterprise34¢40¢
Public Works21¢16¢
Culture and Recreation13¢9¢
General Government9¢9¢
Public Safety9¢10¢
Everything else14¢17¢

Planned spending, FY27

All funds: property taxes, utility and other fees, state and federal money. “Business type” is city-run utilities and enterprises like water or sewer.

  • Public Works$316,75031%
  • Culture and Recreation$207,45021%
  • Public Safety$169,15517%
  • Debt Service$120,66312%
  • General Government$109,75011%
  • Community and Economic Development$70,2507%
  • Capital Projects$7,0001%
  • Health and Social Services$4,8000%

The state’s FY27 file doesn’t include business type / enterprise yet ($536,300 in FY26), so this total is low.

Budget compared with what it spent, FY23
FunctionBudgetSpent
Public Works$229,785$221,989
Public Safety$138,270$107,979
Health and Social Services$4,800$4,770
General Government$85,672$86,066
Debt Service$95,968$92,004
Culture and Recreation$131,892$134,667
Community and Economic Development$17,300$17,342
Capital Projects$2.9M$3.0M
Business Type / Enterprise$471,699$484,433

What it spent each year

FY24 left out8

$4.1M
$1.8M

Debt, reserves and audits

How local debt works · What an audit tells you

What Hubbard owes

$2.9M at June 30, 2026: $3,319 per resident. 248th most per resident of 939 Iowa places of its kind (the list).9

$3.8M
$2.9M
June 30OwedPer resident
2026$2.9M$3,319
2025$3.2M$3,698
2024$3.5M$4,064
2023$3.8M$4,391
2022$2.3M$2,645
2021$2.3M$2,621
2020$2.4M$2,836
2019$2.1M$2,429
2018$2.3M$2,697
2017$1.7M$1,991
2016$1.8M$2,147
2015$2.0M$2,298
2014$2.1M$2,444
2013$2.2M$2,586
2012$2.3M$2,722
2011$3.0M$3,436
2010$2.6M$3,074
Show the numbers
June 30OwedPer resident
2026$2.9M$3,319
2025$3.2M$3,698
2024$3.5M$4,064
2023$3.8M$4,391
2022$2.3M$2,645
2021$2.3M$2,621
2020$2.4M$2,836
2019$2.1M$2,429
2018$2.3M$2,697
2017$1.7M$1,991
2016$1.8M$2,147
2015$2.0M$2,298
2014$2.1M$2,444
2013$2.2M$2,586
2012$2.3M$2,722
2011$3.0M$3,436
2010$2.6M$3,074

Up 8% since 2010.

The 5% limit10

General obligation debt is $1.5M, 53% of the limit of about $2.8M (5% of $56.9M, the full value of its taxable property in 2024).

8 obligations at June 30, 2026
KindForPaid off byOwed
General ObligationNew swimming pool and facilities2042$1.5M
Revenue BondsSanitary Sewer Reconstruction/Lining Project2037$457,000
Revenue BondsPhase 2 Sewer Lining/Reconstruction Project2039$353,000
Revenue BondsPhase 3 Sewer Lining/Reconstruction Project2041$232,000
Revenue BondsWater Improvement Project-new water tower & new water mains along chestnut & iowa street2029$156,000
Revenue Bondsold water system detected arsenic slightly above limits so a new treatment system was added and new wells.2030$93,000
Revenue Bondsaddition of 2 new lagoon cells2027$52,000
LoansHardin County loan for swimming pool2028$11,000

General obligation bonds are repaid from property taxes; revenue bonds and loans from the fees or revenue they’re tied to. On the Treasurer’s site

Money in reserve

The state’s budget files don’t include cities’ fund balances11. Hubbard’s latest audit has them: Annual Examination, period ending Tuesday, June 30, 2026 (PDF).

Audits12

The latest: Annual Examination for the period ending Tuesday, June 30, 2026 (PDF), released Tuesday, November 10, 2026, by a CPA firm.

The report has no Schedule of Findings Iowa Funnel could read.

9 earlier reports for Hubbard

State money

What the State of Iowa pays the city each year, and whether it has kept up with prices. Does state money keep pace? 13

What the state pays the city every year

Road Use Tax for streets, the commercial and industrial tax “backfill”, and ambulance reimbursement, paid every year by formula: $126,150 in FY25, up 9% since FY19 while prices rose 25%, so it buys 13% less. Grants are below.

Show the numbers
SourceFY22FY23FY24FY25
Road Use Tax (streets)$118,507$118,345$121,477$122,137
Commercial and industrial tax replacement (“backfill”)$1,177$5,619$25,519$4,013

Grants and project money

State grants and money for specific projects (roads, development, natural resources) vary with what the city applies for and wins, so they aren’t counted as the state’s regular support.

$26,811
  • CEBA grants$25,01993%
  • State grants$1,7927%
YearGrants and projects
FY19$0
FY20$0
FY21$0
FY22$0
FY23$0
FY24$0
FY25$26,811
Show the numbers
YearGrants and projects
FY19$0
FY20$0
FY21$0
FY22$0
FY23$0
FY24$0
FY25$26,811

Has it kept up with prices?

Each source from FY19 to FY25, after inflation.

  • Road Use Tax (streets)−11%$109,162 → $122,137, up 12% since FY19 while prices rose 25%, so it buys 11% less
  • Commercial and industrial tax replacement (“backfill”)−49%$6,280 → $4,013, down 36% since FY19 while prices rose 25%, so it buys 49% less

Collected by the state for the city

The local option sales tax is a city tax voters approved; the state collects it with the state sales tax and sends it back. It isn’t state aid. It’s up 40% since FY19 while prices rose 25%, so it buys 12% more.

$133,011

Federal grants, for comparison: $157,143 in FY25.

Business awards

Every award statewide

Elections

Running for mayor and city council

Filing opens Monday, August 23, 2027: in 284 days.

For the Tuesday, November 2, 2027 election, candidates file Monday, August 23, 2027 to Thursday, September 16, 2027 with the county auditor (or the city clerk, if the auditor names the clerk to take them)14.

In a city that can hold a primary, filing runs Monday, August 9, 2027 to Thursday, August 26, 2027.

Most recent: November 4, 2025

City · 2

2 seats: the top 2 win.

Local races from civicAPI and county auditors for Hubbard; official results are on each county auditor’s site.

Who has filed for Tuesday, November 2, 2027

Filing hasn’t opened. These seats are expected on the ballot.

  • Hubbard City Council At-Large (3 seats)
    Now held by Tracey Rieks, Adan Reischauer, Mitchell Paxton
  • Hubbard Mayor
    Now held by Lance Below

Candidates as county auditors and civicAPI list them; a filing can take a few days to appear here15.

Past ballot measures

None found since 2022.

When a measure can be on the ballot

  • Tuesday, March 2, 2027 · no bond or debt questions
  • Tuesday, September 14, 2027 · no bond or debt questions
  • Tuesday, November 2, 2027 · any question, including bonds
  • Tuesday, March 7, 2028 · no bond or debt questions

Bonds and other borrowing can only go on the November ballot16.

Related places

At the Statehouse and in Congress17

Annette Sweeney (Sen. 27)Joshua Meggers (Rep. 54)

U.S. House:District 2

Hardin CountyHubbard-Radcliffe schools