Relating to living organ donors and life insurance, disability insurance, and long-term care insurance

Sponsored by the House Commerce Committee, Rep. Michael R. Bergan (R), Rep. David E. Young (R)

Topics:Insurance

Same legislation: HF 2193

Write your legislators about itWhat changed before it passed

Official bill page Lobbyist declarations One-pager to print

Where it is now

Done: IntroducedJanuary 29, 2026
Done: SubcommitteeFebruary 5, 2026
Done: House committeeFebruary 16, 2026
Done: Passes the HouseMarch 2, 202690–0
Done: Senate committeeMarch 18, 2026
Done: Passes the SenateApril 15, 202647–0
Done: To the GovernorMay 6, 2026
Done: Signed into lawMay 15, 2026

Signed into law What’s a funnel?

What’s in it

AI summary Insurance companies cannot deny, limit, or charge more for life, disability, or long-term care insurance just because someone is a living organ donor. These companies also cannot make someone stop being a donor as a condition for keeping their insurance coverage. This law protects people who choose to donate an organ from being treated differently by their insurance providers.¹

Read the official explanation

This bill relates to insurance requirements applicable to living organ donors. The bill defines “policy” as a life insurance policy, disability insurance policy, or long-term care insurance policy. A “living organ donor” (donor) is defined as an individual who is not deceased and who has donated all or part of an organ. Under the bill, based solely on an individual’s status as a donor, an insurer shall not: (1) decline or limit coverage under a policy for a covered person that is a donor; (2) as a condition of continued coverage under a policy, preclude a covered person from becoming a living organ donor; or (3) discriminate against a covered person or individual in the offering, issuance, cancellation, coverage amount, price, or any other condition of a policy on the sole basis that the covered person or individual is a donor. The commissioner of insurance may adopt rules to administer the bill.

Full bill text · What changed before it passed²

Senate subcommittee

Named March 10, 2026. On March 11, 2026 it recommended passage.

Three legislators hear a bill first and recommend what the committee should do; it’s the best time to weigh in. How to take part

2 written public comments to its subcommittee: March 11, 2026 (1), February 11, 2026 (1) · on the Legislature’s site

Iowa Code it changes

Creates§511.41

How the Code works³

Lobbying

4 for · 0 against · 2 undecided · Who →

Family tree

91st General Assembly

HF 2193Renumbered HF 2633Became lawfrom HF 2193