What changed in HF 2633

NEW SECTION. 511.41 Living organ donors.

1. As used in this section, unless the context otherwise requires:

a. “Covered person” means a policyholder, subscriber, enrollee, or other individual participating in a policy.

b. “Insurer” means a company qualified and licensed by the insurance division to transact the business of insurance in this state by certificate issued pursuant to chapter 508, 514, 514A, 514B, or 514E.

c. “Living organ donor” means an individual who is not deceased and who has donated all or part of an organ.

d. “Policy” means a life insurance policy, disability insurance policy, or long-term care insurance policy.

2. An insurer shall not, based solely on an individual’s status as a living organ donor, do any of the following:

a. Decline or limit coverage under a policy for a covered person that is a living organ donor.

b. As a condition of continued coverage under a policy, preclude a covered person from becoming a living organ donor.

c. Discriminate against a covered person or individual in the offering, issuance, cancellation, coverage amount, price, or any other condition of a policy on the sole basis that the covered person or individual is a living organ donor.