HF 2633: Relating to living organ donors and life insurance, disability insurance, and long-term care insurance

What it does

This bill relates to insurance requirements applicable to living organ donors. The bill defines “policy” as a life insurance policy, disability insurance policy, or long-term care insurance policy. A “living organ donor” (donor) is defined as an individual who is not deceased and who has donated all or part of an organ. Under the bill, based solely on an individual’s status as a donor, an insurer shall not: (1) decline or limit coverage under a policy for a covered person that is a donor; (2) as a condition of continued coverage under a policy, preclude a covered person from becoming a living organ donor; or (3) discriminate against a covered person or individual in the offering, issuance, cancellation, coverage amount, price, or any other condition of a policy on the sole basis that the covered person or individual is a donor.

Senate subcommittee · named March 10, 2026

• Sen. Kara Warme (R) · kara.warme@legis.iowa.gov
• Sen. Tony Bisignano (D) · tony.bisignano@legis.iowa.gov
• Sen. Dan Zumbach (R) · dan.zumbach@legis.iowa.gov

Lobbying · 4 for, 0 against

For: American Kidney Fund, Inc.; Iowa Donor Network; Iowa Mental Health Advocacy; VALOR Iowa

In plain words

1. February 19, 2026Filed in the House
2. March 2, 2026Passed the House, 90–0
3. March 3, 2026Arrived in the Senate
4. March 10, 2026Senate subcommittee named: Warme, Bisignano and Zumbach
5. March 11, 2026Subcommittee recommended passing it
6. March 18, 2026Approved by the Senate committee
7. April 15, 2026Passed the Senate, 47–0
8. May 6, 2026Sent to the Governor
9. May 15, 2026Signed into law