Relating to living organ donors and life insurance, disability insurance, and long-term care insurance

Where it is now

1. ✓
   Done: IntroducedJanuary 29, 2026
2. ✓
   Done: SubcommitteeFebruary 5, 2026
3. ✓
   Done: House committeeFebruary 16, 2026
4. ✓
   Done: Passes the HouseMarch 2, 202690–0
5. ✓
   Done: Senate committeeMarch 18, 2026
6. ✓
   Done: Passes the SenateApril 15, 202647–0
7. ✓
   Done: To the GovernorMay 6, 2026
8. ✓
   Done: Signed into lawMay 15, 2026

Signed into law What’s a funnel?

What’s in it

This bill relates to insurance requirements applicable to living organ donors. The bill defines “policy” as a life insurance policy, disability insurance policy, or long-term care insurance policy. A “living organ donor” (donor) is defined as an individual who is not deceased and who has donated all or part of an organ. Under the bill, based solely on an individual’s status as a donor, an insurer shall not: (1) decline or limit coverage under a policy for a covered person that is a donor; (2) as a condition of continued coverage under a policy, preclude a covered person from becoming a living organ donor; or (3) discriminate against a covered person or individual in the offering, issuance, cancellation, coverage amount, price, or any other condition of a policy on the sole basis that the covered person or individual is a donor.

From the explanation printed with the bill as introduced, written by the Legislative Services Agency. Amendments adopted later aren’t reflected. Full bill text · What changed before it passed

Senate subcommittee

Named March 10, 2026. On March 11, 2026 it recommended passage.

• Sen. Kara Warme REmail
• Sen. Tony Bisignano DEmail
• Sen. Dan Zumbach REmail

Three legislators hear a bill first and recommend what the committee should do; it’s the best time to weigh in. How to take part

Iowa Code it changes

Creates§511.41

Read from the bill as introduced. Each links to every bill touching that chapter of the Iowa Code. How the Code works

Family tree

Where this legislation came from and where it went: earlier tries, the versions it moved through this Assembly, and later bills built on it.

Earlier and later bills are matched by wording or an identical title; check the text to be sure it’s the same idea.