Relating to cost sharing for health savings accounts and qualified high-deductible health plans

Where it is now

1. ✓
   Done: IntroducedJanuary 21, 2026
2. ✓
   Done: SubcommitteeJanuary 21, 2026
3. ✓
   Done: Senate committeeFebruary 19, 2026
4. ✓
   Done: Passes the SenateApril 15, 202647–0
5. –
   Skipped: House committeeSkipped
6. ✓
   Done: Passes the HouseApril 1, 202692–0
7. ✓
   Done: To the GovernorMay 6, 2026
8. ✓
   Done: Signed into lawMay 15, 2026

Became SF 2452 → Its progress continues under the new number. Go to SF 2452 What’s a funnel?

What’s in it

This bill relates to cost sharing for health savings accounts (HSA) and qualified high-deductible health plans (HDHP). Under the bill, for group insurance and for accident and health insurance, if a copayment, coinsurance, or deductible paid as cost sharing by an enrollee may result in the enrollee becoming ineligible for an HSA associated with the enrollee’s qualified HDHP, the cost sharing shall apply only to the enrollee’s qualified HDHP after the enrollee satisfies S.F. _____ H.F. _____ the enrollee’s minimum deductible, except for items or services determined to be preventive care.

From the explanation printed with the bill as introduced, written by the Legislative Services Agency. Amendments adopted later aren’t reflected. Full bill text · What changed before it passed

Senate subcommittee

Named January 21, 2026. On January 28, 2026 it recommended passage.

• Sen. David D. Rowley REmail
• Sen. Tony Bisignano DEmail
• Sen. Dawn Driscoll REmail

Three legislators hear a bill first and recommend what the committee should do; it’s the best time to weigh in. How to take part

Iowa Code it changes

Creates§509.3B§514A.3C

Read from the bill as introduced. Each links to every bill touching that chapter of the Iowa Code. How the Code works

Family tree

Where this legislation came from and where it went: earlier tries, the versions it moved through this Assembly, and later bills built on it.

Earlier and later bills are matched by wording or an identical title; check the text to be sure it’s the same idea.