Relating to cost sharing for health savings accounts and qualified high-deductible health plans

Where it is now

1. ✓
   Done: IntroducedJanuary 13, 2026
2. ✓
   Done: SubcommitteeJanuary 13, 2026
3. ✓
   Done: House committeeJanuary 21, 2026
4. ✓
   Done: Passes the HouseApril 1, 202692–0
5. –
   Skipped: Senate committeeSkipped
6. ✓
   Done: Passes the SenateApril 15, 202647–0
7. ✓
   Done: To the GovernorMay 6, 2026
8. ✓
   Done: Signed into lawMay 15, 2026

Became HF 2185 → Its progress continues under the new number. Go to HF 2185 What’s a funnel?

What’s in it

This bill relates to cost sharing for health savings accounts (HSA) and qualified high-deductible health plans (HDHP). Under the bill, for group insurance and for accident and health insurance, if a copayment, coinsurance, or deductible paid as cost sharing by an enrollee may result in the enrollee becoming ineligible for an HSA associated with the enrollee’s qualified HDHP, the cost sharing shall apply only to the enrollee’s qualified HDHP after the enrollee satisfies S.F. _____ H.F. _____ the enrollee’s minimum deductible, except for items or services determined to be preventive care.

From the explanation printed with the bill as introduced, written by the Legislative Services Agency. Amendments adopted later aren’t reflected. Full bill text · What changed before it passed

House subcommittee

Named January 13, 2026. On January 15, 2026 it recommended passage.

• Rep. Shannon Lundgren REmail
• Rep. David L. Blom REmail
• Rep. Dr. Megan L. Srinivas DEmail

Three legislators hear a bill first and recommend what the committee should do; it’s the best time to weigh in. How to take part

Iowa Code it changes

Creates§509.3B§514A.3C

Read from the bill as introduced. Each links to every bill touching that chapter of the Iowa Code. How the Code works

Family tree

Where this legislation came from and where it went: earlier tries, the versions it moved through this Assembly, and later bills built on it.

Earlier and later bills are matched by wording or an identical title; check the text to be sure it’s the same idea.