Bills › 91st General Assembly
Relating to Medicare supplement policies and an annual open enrollment period
Sponsored by Sen. Ken Rozenboom (R)
Topics:Health careInsurance
Where it is now
- Done: IntroducedJanuary 21, 2025
- Done: SubcommitteeJanuary 28, 2025
- Stopped: Senate committeeDied when the General Assembly ended
- Next: Passes the Senate
- Next: House committeeFunnel: by March 20, 2026
- Next: Passes the House
- Next: To the Governor
- Next: Signed into law
Died when the session ended The 2026 session adjourned on May 3, 2026, the General Assembly’s last regular session. Bills that didn’t pass both chambers died. What’s a funnel?
What’s in it
AI summary Starting in 2026, people looking for Medicare supplement insurance will have a 30-day window every year around their birthday to sign up for a new plan. During this time, insurance companies cannot deny coverage or charge more based on a person's health or medical history. This rule ensures that anyone can switch to a plan with similar or better benefits without being rejected for having a pre-existing condition.1
Read the official explanation
This bill relates to Medicare supplement policies and an annual open enrollment period. Beginning January 1, 2026, applicants shall have an annual 30-day open enrollment period that begins on the date of an applicant’s birthday. a proposed covered individual under a group Medicare supplement policy. “Applicant” includes an individual under the age of who qualifies for Medicare due to disability, end-stage renal disease, or exposure to an environmental hazard. “Medicare supplement policy” is also defined in the bill. During the open enrollment period, an issuer is prohibited from denying or conditioning the issuance or effectiveness of any Medicare supplement policy that the issuer offers and that is available for issuance in the state; from subjecting an applicant to medical underwriting or discriminating in the pricing of a Medicare supplement policy because of the health status, claims experience, receipt of health care, or medical condition of an applicant; and from imposing an exclusion of benefits based on an applicant’s preexisting condition. During the open enrollment period, an applicant may choose a Medicare supplement policy or certificate that has the same or lesser benefits than the policy or certificate that the applicant is covered under on the date that the applicant’s open enrollment begins. An issuer shall provide notice, in a form prescribed by the commissioner of insurance, of the annual open enrollment period at the time an applicant applies for a Medicare supplement policy or certificate. “Issuer” is defined in the bill.
Senate subcommittee
Named January 28, 2025. On February 3, 2025 it recommended passage.
Three legislators hear a bill first and recommend what the committee should do; it’s the best time to weigh in. How to take part
Family tree
91st General Assembly
Earlier and later bills are matched by wording or an identical title.
Tried before
This idea has been filed in an earlier General Assembly. None became law, though one got through a chamber.
- HF 462 Relating to Medicare supplement policies and an annual open enrollment period90th General Assembly · Passed House · same titlePassed a chamber
- HF 228 Relating to Medicare supplement policies and an annual open enrollment period90th General Assembly · Renumbered as HF 462 · very similarCleared committee
- SF 2081 Relating to Medicare supplement policies and an annual open enrollment period90th General Assembly · Approved by committee · very similarCleared committee
Similar bills this General Assembly
- HF 308 Relating to Medicare supplement policies and an annual open enrollment period91st General Assembly · Approved by committeeSimilar
Matched by wording or an identical title.