Relating to Medicare supplement policies and an annual open enrollment period

Where it is now

Done: IntroducedJanuary 21, 2025
Done: SubcommitteeJanuary 28, 2025
Stopped: Senate committeeDied when the General Assembly ended
Next: Passes the Senate
Next: House committeeFunnel: by March 20, 2026
Next: Passes the House
Next: To the Governor
Next: Signed into law

Died when the session ended The General Assembly adjourned on October 2, 2026. Bills that didn’t pass both chambers died. What’s a funnel?

What’s in it

This bill relates to Medicare supplement policies and an annual open enrollment period. Beginning January 1, 2026, applicants shall have an annual 30-day open enrollment period that begins on the date of an applicant’s birthday. a proposed covered individual under a group Medicare supplement policy. “Applicant” includes an individual under the age of who qualifies for Medicare due to disability, end-stage renal disease, or exposure to an environmental hazard. “Medicare supplement policy” is also defined in the bill.

Read the full explanation

During the open enrollment period, an issuer is prohibited from denying or conditioning the issuance or effectiveness of any Medicare supplement policy that the issuer offers and that is available for issuance in the state; from subjecting an applicant to medical underwriting or discriminating in the pricing of a Medicare supplement policy because of the health status, claims experience, receipt of health care, or medical condition of an applicant; and from imposing an exclusion of benefits based on an applicant’s preexisting condition. During the open enrollment period, an applicant may choose a Medicare supplement policy or certificate that has the same or lesser benefits than the policy or certificate that the applicant is covered under on the date that the applicant’s open enrollment begins. An issuer shall provide notice, in a form prescribed by the commissioner of insurance, of the annual open enrollment period at the time an applicant applies for a Medicare supplement policy or certificate. “Issuer” is defined in the bill.

From the explanation printed with the bill as introduced, written by the Legislative Services Agency. Amendments adopted later aren’t reflected. Full bill text

Senate subcommittee

Named January 28, 2025. On February 3, 2025 it recommended passage.

Three legislators hear a bill first and recommend what the committee should do; it’s the best time to weigh in. How to take part

Iowa Code it changes

Creates§514M.1

Read from the bill as introduced. Each links to every bill touching that chapter of the Iowa Code. How the Code works

Lobbying

4 for · 6 against · 10 undecided · Who →

Family tree

Where this legislation came from and where it went: earlier tries, the versions it moved through this Assembly, and later bills built on it.

Tried before

SF 2081Cleared committee90th GA HF 462Passed a chamber90th GA HF 228Renumbered90th GA

91st General Assembly

SF 71Cleared committee

Earlier and later bills are matched by wording or an identical title; check the text to be sure it’s the same idea.

Tried before

This idea has been filed in an earlier General Assembly. None became law, though one got through a chamber.

HF 228 Relating to Medicare supplement policies and an annual open enrollment period
90th General Assembly · Renumbered as HF 462 · same title
Cleared committee
HF 462 Relating to Medicare supplement policies and an annual open enrollment period
90th General Assembly · Passed House · same title
Passed a chamber
SF 2081 Relating to Medicare supplement policies and an annual open enrollment period
90th General Assembly · Approved by committee · very similar
Cleared committee

Similar bills this General Assembly

HF 308 Relating to Medicare supplement policies and an annual open enrollment period
91st General Assembly · Approved by committee
Similar

Matched by the wording of each bill’s explanation, or an identical title. Companion bills and renumbered versions of this bill aren’t listed; they’re the same bill.