Bills › 91st General Assembly
Relating to a waiting period before settling motor vehicle insurance claims
Sponsored by Sen. Scott Webster (R)
Topics:Insurance
Where it is now
- Done: IntroducedFebruary 4, 2026
- Done: SubcommitteeFebruary 9, 2026
- Stopped: Senate committeeDied when the General Assembly ended
- Next: Passes the Senate
- Next: House committeeFunnel: by March 20, 2026
- Next: Passes the House
- Next: To the Governor
- Next: Signed into law
Died when the session ended The 2026 session adjourned on May 3, 2026, the General Assembly’s last regular session. Bills that didn’t pass both chambers died. What’s a funnel?
What’s in it
AI summary Insurance companies would be banned from trying to settle car accident claims during the first few hours after an accident happens. If a company breaks this rule, they could face large fines or even lose their license to do business.1
Read the official explanation
This bill prohibits an insurer from settling or attempting to settle a motor vehicle claim during the first hours after the occurrence of the event giving rise to the claim. An insurer’s duty to promptly settle a claim is tolled during the mandatory waiting period. A person who violates a provision of the bill is subject to entry of a cease and desist order, may be ordered by the commissioner of insurance to pay a civil penalty ranging from $1,000 to $50,000 under Code section 507B.7, and if the person has a license to operate the person’s business, the license is subject to suspension or revocation.
Senate subcommittee
Named February 10, 2026. On February 17, 2026 it recommended amendment and passage.
Three legislators hear a bill first and recommend what the committee should do; it’s the best time to weigh in. How to take part