Relating to a waiting period before settling motor vehicle insurance claims

Where it is now

1. ✓
   Done: IntroducedFebruary 4, 2026
2. ✓
   Done: SubcommitteeFebruary 9, 2026
3. ✕
   Stopped: Senate committeeDied when the General Assembly ended
4. Next: Passes the Senate
5. Next: House committeeFunnel: by March 20, 2026
6. Next: Passes the House
7. Next: To the Governor
8. Next: Signed into law

Died when the session ended The General Assembly adjourned on October 2, 2026. Bills that didn’t pass both chambers died. What’s a funnel?

What’s in it

This bill prohibits an insurer from settling or attempting to settle a motor vehicle claim during the first hours after the occurrence of the event giving rise to the claim. An insurer’s duty to promptly settle a claim is tolled during the mandatory waiting period. A person who violates a provision of the bill is subject to entry of a cease and desist order, may be ordered by the commissioner of insurance to pay a civil penalty ranging from $1,000 to $50,000 under Code section 507B.7, and if the person has a license to operate the person’s business, the license is subject to suspension or revocation.

From the explanation printed with the bill as introduced, written by the Legislative Services Agency. Amendments adopted later aren’t reflected. Full bill text

Senate subcommittee

Named February 10, 2026. On February 17, 2026 it recommended amendment and passage.

• Sen. Scott Webster REmail
• Sen. Matt Blake DEmail
• Sen. Adrian Dickey REmail

Three legislators hear a bill first and recommend what the committee should do; it’s the best time to weigh in. How to take part

Iowa Code it changes

Creates§507B.10

Amends§507B.4

Read from the bill as introduced. Each links to every bill touching that chapter of the Iowa Code. How the Code works