Bills › 91st General Assembly

SSB 3086Renumbered as SF 2296 · February 11, 2026

Relating to consumer fraud and unlawful practices, including digital financial asset transaction kiosks, and providing civil penalties

Topics:Technology & privacy

Same legislation: SF 2296

Where it is now

  1. Done: IntroducedJanuary 27, 2026
  2. Done: SubcommitteeJanuary 28, 2026
  3. Done: Senate committeeFebruary 11, 2026
  4. Done: Passes the SenateMarch 2, 202644–0
  5. Done: House committeeMarch 19, 2026
  6. Done: Passes the HouseMarch 24, 202695–0
  7. Done: To the GovernorMay 5, 2026
  8. Done: Signed into lawMay 6, 2026

Became SF 2296 → Its progress continues under the new number. Go to SF 2296 What’s a funnel?

What’s in it

This bill relates to consumer fraud and unlawful practices, including digital financial asset transaction kiosks, and provides civil penalties.1004 (digital financial asset transaction kiosks).16 (consumer frauds), and subjects such violations to the remedies and enforcement provisions available under that section.16, the attorney general may bring a civil action to seek a civil penalty of up to $100,000 for a violation of the injunction.16, but a course of conduct affecting more than one person is not treated as separate violations.

Read the full explanation

The bill strikes this limitation regarding the treatment of a course of conduct affecting more than one person.

From the explanation printed with the bill as introduced, written by the Legislative Services Agency. Changed since by amendment S-5042; see Amendments. Full bill text · What changed before it passed

Senate subcommittee

Named January 28, 2026. On February 3, 2026 it recommended passage.

Three legislators hear a bill first and recommend what the committee should do; it’s the best time to weigh in. How to take part

Iowa Code it changes

Amends§533C.1004§714.16

Read from the bill as introduced. Each links to every bill touching that chapter of the Iowa Code. How the Code works

Lobbying

3 for · 1 against · 11 undecided · Who →

Family tree

Where this legislation came from and where it went: earlier tries, the versions it moved through this Assembly, and later bills built on it.

91st General Assembly

Earlier and later bills are matched by wording or an identical title; check the text to be sure it’s the same idea.