Bills › 91st General Assembly

HSB 523Died when the session ended · January 21, 2026

Relating to certain sales of auto club memberships and vehicle warranties

Topics:Business & economy

Where it is now

  1. Done: IntroducedJanuary 13, 2026
  2. Done: SubcommitteeJanuary 13, 2026
  3. Stopped: House committeeDied when the General Assembly ended
  4. Next: Passes the House
  5. Next: Senate committeeFunnel: by March 20, 2026
  6. Next: Passes the Senate
  7. Next: To the Governor
  8. Next: Signed into law

Died when the session ended The General Assembly adjourned on October 2, 2026. Bills that didn’t pass both chambers died. What’s a funnel?

What’s in it

This bill relates to certain sales of auto club memberships and vehicle warranties. _____ vehicle warranty (warranty). If the licensee offers the option to purchase a membership or warranty, the licensee shall: inform the borrower, in a written document initialed by the borrower, that the purchase of a membership or warranty is optional and will not affect the receipt of the loan by the borrower; if the borrower chooses to purchase a membership or warranty, permit the borrower either to pay for the cost with funds that are not the proceeds of the loan, or to include the cost in the total amount financed by the loan the borrower obtains from the licensee; and permit the borrower to cancel the membership or warranty and receive a full refund of the purchase price at any time within days following the date of purchase if the borrower has not used the membership or warranty.

Read the full explanation

Under the bill, a membership or warranty shall not be included when calculating the maximum interest rate of a loan.

From the explanation printed with the bill as introduced, written by the Legislative Services Agency. Amendments adopted later aren’t reflected. Full bill text

House subcommittee

Named January 13, 2026. On January 21, 2026 it recommended passage.

Three legislators hear a bill first and recommend what the committee should do; it’s the best time to weigh in. How to take part

Iowa Code it changes

Amends§536.13

Read from the bill as introduced. Each links to every bill touching that chapter of the Iowa Code. How the Code works

Lobbying

2 for · 1 against · 4 undecided · Who →

Similar bills

  • SF 2217 Relating to certain sales of auto club memberships and vehicle warranties
    91st General Assembly · Approved by committee
    Nearly identical

Matched by the wording of each bill’s explanation, or an identical title. Companion bills and renumbered versions of this bill aren’t listed; they’re the same bill.