Relating to Medicare supplement policies and an annual open enrollment period

Sponsored by Rep. Barb Kniff McCulla (R), Rep. Gary M. Mohr (R)

Topics:Health care Insurance

Same legislation: HF 308

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Official bill page Lobbyist declarations One-pager to print

Where it is now

Done: IntroducedJanuary 16, 2025
Done: SubcommitteeJanuary 22, 2025
Done: House committeeFebruary 6, 2025
Skipped: Passes the HouseContinued as HF 308
Next: Senate committee
Next: Passes the Senate
Next: To the Governor
Next: Signed into law

Became HF 308 → Its progress continues under the new number. Go to HF 308 What’s a funnel?

What’s in it

AI summary Starting in 2025, people with Medicare supplement insurance will have a 31-day window every March to switch or sign up for new coverage. During this time, insurance companies cannot deny coverage or charge more money based on a person's health history or pre-existing conditions. Companies must notify people about this yearly enrollment period when they apply for a policy.¹

Read the official explanation

This bill relates to Medicare supplement policies and an annual open enrollment period. Beginning January 1, 2025, applicants shall have an annual 31-day open enrollment period that begins on March 1. “Applicant” is defined in the bill as an individual who is a covered person under an individual or group Medicare supplement policy. “Applicant” includes an individual under the age of who qualifies for Medicare due to disability, end-stage renal disease, or exposure to an environmental hazard. “Medicare supplement policy” is also defined in the bill. is prohibited from denying or conditioning the issuance or effectiveness of the Medicare supplement policy or certificate; from subjecting an applicant to medical underwriting or discriminating in the pricing of the Medicare supplement policy or certificate because of the health status, claims experience, receipt of health care, or medical condition of an applicant; and from imposing an exclusion of benefits based on an applicant’s preexisting condition. An issuer shall provide notice, in a form prescribed by the commissioner of insurance, of the annual open enrollment period at the time an applicant applies for a Medicare supplement policy or certificate. “Issuer” is defined in the bill.

Full bill text²

House subcommittee

Named January 22, 2025. On January 23, 2025 it recommended amendment and passage.

Three legislators hear a bill first and recommend what the committee should do; it’s the best time to weigh in. How to take part

Iowa Code it changes

Creates§514M.1

How the Code works³

Lobbying

5 for · 3 against · 14 undecided · Who →

Family tree

Tried before

SF 2081Cleared committee90th GA HF 462Passed a chamber90th GA HF 228Renumbered90th GA

91st General Assembly

HF 70Renumbered HF 308Cleared committeefrom HF 70

Earlier and later bills are matched by wording or an identical title.

Tried before

This idea has been filed in an earlier General Assembly. None became law, though one got through a chamber.

HF 462 Relating to Medicare supplement policies and an annual open enrollment period
90th General Assembly · Passed House · same title
Passed a chamber
HF 228 Relating to Medicare supplement policies and an annual open enrollment period
90th General Assembly · Renumbered as HF 462 · very similar
Cleared committee
SF 2081 Relating to Medicare supplement policies and an annual open enrollment period
90th General Assembly · Approved by committee · very similar
Cleared committee

Similar bills this General Assembly

SF 71 Relating to Medicare supplement policies and an annual open enrollment period
91st General Assembly · Subcommittee recommends passage
Similar

Matched by wording or an identical title.