Bills › 91st General Assembly
Relating to investigations of insurance fraud related to adjusters, appraisers, and umpires, and license and financial responsibility requirements for adjusters, and including effective date provisions
Sponsored by the House Commerce Committee
Topics:Business & economyInsurance
Same legislation: HSB 701
Where it is now
- Done: IntroducedFebruary 10, 2026
- Done: SubcommitteeFebruary 10, 2026
- Done: House committeeFebruary 16, 2026
- Done: Passes the HouseMarch 2, 202690–0
- Done: Senate committeeMarch 18, 2026
- Done: Passes the SenateMarch 30, 202646–0
- Done: To the GovernorApril 9, 2026
- Done: Signed into lawApril 9, 2026
Signed into law What’s a funnel?
What’s in it
This bill relates to investigations of insurance fraud related to adjusters, appraisers, and umpires, and license and financial responsibility requirements for adjusters. Under current law, an individual employed by the insurance division (division) and designated as a peace officer shall be considered a law enforcement officer for purposes of an arrest resulting from a criminal violation of the Code subject to the jurisdiction of the commissioner of insurance (commissioner) after an investigation pursuant to, or while conducting an investigation or engaged in an assignment authorized by, Code chapter 502, 502A, 507A, 507E, 523A, 523C, 523D, or 523I.
Read the full explanation
The bill also includes an investigation pursuant to, or an investigation or assignment authorized by, Code chapters 522C (licensing of adjusters) and 522F (licensing and regulation of appraisers and umpires). Under the bill, a license as an adjuster shall not be required for a licensed insurance producer appointed by, and granted claim authority by, an insurer or self-insurer. Under current law, prior to issuance of a license as an adjuster, an applicant must secure evidence of financial responsibility through a surety bond as prescribed by the commissioner, executed and issued by an insurer authorized to issue surety bonds. Additionally, the division may request evidence of financial responsibility at any time and an adjuster shall immediately notify the division if the adjuster’s evidence of financial responsibility terminates, at which time the adjuster’s license shall become inactive. The bill eliminates these requirements and instead requires that, prior to being issued a license as an adjuster, an applicant secure evidence of financial responsibility in a form and manner prescribed by the commissioner.7. The bill, being deemed of immediate importance, takes effect upon enactment.
From the explanation printed with the bill as introduced, written by the Legislative Services Agency. Amendments adopted later aren’t reflected. Full bill text · What changed before it passed
Senate subcommittee
Named March 10, 2026. On March 11, 2026 it recommended passage.
Three legislators hear a bill first and recommend what the committee should do; it’s the best time to weigh in. How to take part
1 written public comment to its subcommittee: February 16, 2026 (1) · on the Legislature’s site
Iowa Code it changes
Read from the bill as introduced. Each links to every bill touching that chapter of the Iowa Code. How the Code works
Lobbying
3 for · 0 against · 9 undecided · Who →
Family tree
Where this legislation came from and where it went: earlier tries, the versions it moved through this Assembly, and later bills built on it.
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91st General Assembly
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