Bills › 91st General Assembly
Relating to the minimum amounts required for motor vehicle financial responsibility, and making penalties applicable
Sponsored by Rep. Michael R. Bergan (R)
Topics:Transportation
Same legislation: HF 2352
Where it is now
- Done: IntroducedJanuary 27, 2025
- Done: SubcommitteeJanuary 29, 2025
- Done: House committeeFebruary 4, 2026
- Next: Passes the House
- Next: Senate committeeFunnel: by March 20, 2026
- Next: Passes the Senate
- Next: To the Governor
- Next: Signed into law
Became HF 2352 → Its progress continues under the new number. Go to HF 2352 What’s a funnel?
What’s in it
This bill increases the minimum amounts of coverage required under Code chapter 321A for motor vehicle financial responsibility for bodily injury or death of one person ($20,000 to $50,000), bodily injury or death of two or more persons ($40,000 to $100,000), and property damage ($15,000 to $50,000). The bill makes corresponding changes to provisions regarding associated policies, bonds, and judgments. The bill also increases the minimum amount of coverage required for property damage for evidence of financial responsibility under Code chapter 321F (leasing and renting of vehicles) ($10,000 to $50,000) and for drivers while not engaged in a prearranged ride under Code chapter 321N (transportation network companies) ($25,000 to $50,000).
Read the full explanation
Under current law, the minimum amount of coverage required under those circumstances is already $50,000 and $100,000 for bodily injury or death of one person and two or more persons, respectively. A person who violates a provision of Code chapter 321A which does not otherwise provide a penalty commits a serious misdemeanor, punishable by confinement for no more than one year and a fine of at least $430 but not more than $2,560.20B prohibits a person, including a transportation network company driver, from driving a motor vehicle unless financial liability coverage is in effect for the vehicle and the person carries proof of such coverage. By operation of law, the associated coverage amounts are increased by the bill.20B commits a simple misdemeanor punishable by a $325 scheduled fine. If a violation is discovered in connection with a motor vehicle accident, the fine increases to $645. The person is also subject to possible removal of the vehicle’s registration plates and registration receipt, and impoundment of the vehicle. A person who violates a provision of Code chapter 321F is guilty of a simple misdemeanor. A simple misdemeanor is punishable by confinement for no more than days and a fine of at least $105 but not more than $855.
From the explanation printed with the bill as introduced, written by the Legislative Services Agency. Amendments adopted later aren’t reflected. Full bill text
House subcommittee
Named January 20, 2026. On February 4, 2026 it recommended passage.
Three legislators hear a bill first and recommend what the committee should do; it’s the best time to weigh in. How to take part
1 written public comment to its subcommittee: February 4, 2026 (1) · on the Legislature’s site
Iowa Code it changes
Amends§321A.1§321A.15§321A.21§321A.5§321F.1§321N.4
Read from the bill as introduced. Each links to every bill touching that chapter of the Iowa Code. How the Code works
Lobbying
3 for · 5 against · 10 undecided · Who →
Family tree
Where this legislation came from and where it went: earlier tries, the versions it moved through this Assembly, and later bills built on it.
Tried before
91st General Assembly
Earlier and later bills are matched by wording or an identical title; check the text to be sure it’s the same idea.
Tried before
This idea has been filed in an earlier General Assembly. None got through a chamber.
- HF 2084 Relating to the minimum amounts required for motor vehicle financial responsibility, and m…90th General Assembly · Subcommittee recommends passage · similarCleared committee
Similar bills this General Assembly
- HF 6 Relating to the minimum amounts required for motor vehicle financial responsibility, and m…91st General Assembly · Subcommittee recommends passageSimilar
- SF 2073 Relating to the minimum amounts required for motor vehicle financial responsibility, and m…91st General Assembly · In committeeSimilar
Matched by the wording of each bill’s explanation, or an identical title. Companion bills and renumbered versions of this bill aren’t listed; they’re the same bill.