Bills › 90th General Assembly

Relating to Medicare supplement policies and an annual open enrollment period

Topics:Health careInsurance

Same legislation: HF 462

Where it is now

  1. Done: IntroducedFebruary 8, 2023
  2. Done: SubcommitteeFebruary 13, 2023
  3. Done: House committeeFebruary 23, 2023
  4. Skipped: Passes the HouseContinued as HF 462
  5. Next: Senate committee
  6. Next: Passes the Senate
  7. Next: To the Governor
  8. Next: Signed into law

Became HF 462 → Its progress continues under the new number. Go to HF 462 What’s a funnel?

What’s in it

AI summary People applying for Medicare supplement insurance will get a 30-day open enrollment period every year starting on their birthday. During this time, insurance companies cannot deny coverage or charge more money based on a person's health or medical history. Companies must also notify applicants about this yearly enrollment window.1

Read the official explanation

This bill relates to Medicare supplement policies and an annual open enrollment period. Beginning January 1, 2024, applicants shall have an annual 30-day open enrollment period that begins on the date of an applicant’s birthday. “Applicant” is defined in the bill as an individual who is at least years old who seeks to contract for benefits under an individual Medicare supplement policy, or a proposed covered individual under a group Medicare supplement policy. “Applicant” includes an individual under the age of who qualifies for Medicare due to disability, end-stage renal disease, or exposure to an environmental hazard. “Medicare supplement policy” is also defined in the bill. During the open enrollment period, an issuer is prohibited from denying or conditioning the issuance or effectiveness of any Medicare supplement policy that the issuer offers and that is available for issuance in the state; from subjecting an applicant to medical underwriting or discriminating in the pricing of a Medicare supplement policy because of the health status, claims experience, receipt of health care, or medical condition of an applicant; and from imposing an exclusion of benefits based on an applicant’s preexisting condition. An issuer shall provide notice, in a form prescribed by the commissioner of insurance, of the annual open enrollment period at the time an applicant applies for a Medicare supplement policy or certificate. “Issuer” is defined in the bill.

Changed since by amendment H-1133; see Amendments.

Full bill text2

House subcommittee

Named February 13, 2023. On February 21, 2023 it recommended passage. Vote Total: 3-0.

Three legislators hear a bill first and recommend what the committee should do; it’s the best time to weigh in. How to take part

Iowa Code it changes

Creates§514M.1

How the Code works3

Lobbying

5 for · 0 against · 15 undecided · Who →

Family tree

Earlier and later bills are matched by wording or an identical title.

Similar bills

  • SF 2081 Relating to Medicare supplement policies and an annual open enrollment period
    90th General Assembly · Approved by committee
    Nearly identical
  • SF 71 Relating to Medicare supplement policies and an annual open enrollment period
    91st General Assembly · Subcommittee recommends passage
    Very similar
  • HF 308 Relating to Medicare supplement policies and an annual open enrollment period
    91st General Assembly · Approved by committee
    Very similar

Matched by wording or an identical title.