Bills › 91st General Assembly
Relating to standards for settlement of certain motor vehicle insurance claims
Topics:InsuranceTransportation
Where it is now
- Done: IntroducedFebruary 9, 2026
- Done: SubcommitteeFebruary 9, 2026
- Stopped: House committeeDied when the General Assembly ended
- Next: Passes the House
- Next: Senate committeeFunnel: by March 20, 2026
- Next: Passes the Senate
- Next: To the Governor
- Next: Signed into law
Died when the session ended The 2026 session adjourned on May 3, 2026, the General Assembly’s last regular session. Bills that didn’t pass both chambers died. What’s a funnel?
What’s in it
AI summary Insurance companies would have new rules for how they pay to fix cars after an accident. For certain claims, insurers can pay for cheaper aftermarket parts if they are available nearby, but they must also pay for any extra work needed to make those parts fit. If someone else caused the accident, the insurance company must pay for original factory parts unless the car owner agrees in writing to use different parts.1
Read the official explanation
This bill enacts former Iowa administrative code provisions relating to standards for settlement of certain motor vehicle insurance claims. The bill requires a property insurer to estimate the cost of repairs for a motor vehicle and pay a claim based only on the cost of aftermarket crash parts available from a distributor of each such part that is located within 100 miles of the repair facility when a first-party, partial-loss claim relating to the motor vehicle is settled based on a written estimate prepared by or for the insurer that includes payment for aftermarket crash parts. The bill requires the insurer to pay the cost of any modifications which may become necessary when repairs are made using aftermarket crash parts or parts salvaged from the crashed vehicle. _____ the owner of the motor vehicle and the repair facility against any claims related to such repairs.7, and if the person has a license to operate the person’s business, the license is subject to suspension or revocation.
House subcommittee
Named February 9, 2026. On February 12, 2026 it recommended passage.
Three legislators hear a bill first and recommend what the committee should do; it’s the best time to weigh in. How to take part
2 written public comments to its subcommittee: March 10, 2026 (1), February 17, 2026 (1) · on the Legislature’s site
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91st General Assembly