Bills › 91st General Assembly
Relating to the inclusion of the value of child restraint systems in the loss calculation for specified insurance settlements of automobile partial or total losses, and including applicability provisions
Sponsored by Sen. Sarah Trone Garriott (D)
Topics:InsuranceTransportation
Where it is now
- Done: IntroducedFebruary 5, 2025
- Done: SubcommitteeFebruary 5, 2025
- Stopped: Senate committeeDied when the General Assembly ended
- Next: Passes the Senate
- Next: House committeeFunnel: by March 20, 2026
- Next: Passes the House
- Next: To the Governor
- Next: Signed into law
Died when the session ended The 2026 session adjourned on May 3, 2026, the General Assembly’s last regular session. Bills that didn’t pass both chambers died. What’s a funnel?
What’s in it
AI summary When an insurance company pays for a car that is partially or totally damaged, they must now include the value of any child car seats found in the vehicle. This rule applies to cars designed to carry nine people or fewer. The change will take effect for vehicle losses occurring on or after July 1, 2025.1
Read the official explanation
This bill relates to the inclusion of the value of child restraint systems in the loss calculation for insurance settlements of automobile partial or total losses. The bill requires a person to include the value of any child restraint systems that are located in an automobile at the time the automobile is subject to a partial or total loss. “Automobile” is defined in the bill as a motor vehicle designed primarily for carrying nine passengers or less, excluding motorcycles and motorized bicycles. 213. The bill applies to automobile losses for automobiles that are subject to a partial or total loss occurring on or after July 1, 2025.
Senate subcommittee
Named February 5, 2025. It hasn’t reported yet.
Three legislators hear a bill first and recommend what the committee should do; it’s the best time to weigh in. How to take part
Iowa Code it changes
Creates§507B.4D
Family tree
Tried before
91st General Assembly
Earlier and later bills are matched by wording or an identical title.
Tried before
This idea has been filed in 3 earlier General Assemblies. None became law, though one got through a chamber.
- HF 499 Relating to the inclusion of the value of child restraint systems in the loss calculation …90th General Assembly · Passed House · same titlePassed a chamber
- HF 164 Relating to the inclusion of the value of child restraint systems in the partial loss calc…89th General Assembly · Subcommittee recommends passage · very similarCleared committee
- HF 2543 Relating to the inclusion of the value of child restraint systems in the partial loss or t…88th General Assembly · Approved by committee · very similarCleared committee
Matched by wording or an identical title.