Proyectos de ley › 91.ª Asamblea General
Relating to the duties of insurers under medical malpractice insurance policies
Presentado por Sen. Mark S. Lofgren (R)
Temas:Health careInsurance
La misma legislación: HF 219
Dónde está ahora
- Hecho: Presentado13 de enero de 2025
- Hecho: Subcomité15 de enero de 2025
- Se detuvo: Comité del SenadoMurió al terminar la Asamblea General
- Sigue: Lo aprueba el Senado
- Sigue: Comité de la CámaraEmbudo: antes del 20 de marzo de 2026
- Sigue: Lo aprueba la Cámara
- Sigue: A gobernador(a)
- Sigue: Firmado como ley
Murió al terminar la sesión La sesión de 2026 terminó el 3 de mayo de 2026, la última sesión ordinaria de la Asamblea General. Los proyectos que no pasaron por ambas cámaras murieron. ¿Qué es el embudo (funnel)?
Qué contiene
Resumen con IA Insurance companies that cover doctors against mistakes must try their best to settle claims fairly. If a person offers to settle for the amount covered by the insurance policy and the company refuses, the company must pay the entire court judgment even if it costs more than the policy limit. This rule allows healthcare providers to sue their own insurance companies if they fail to negotiate these settlements properly. (Todavía no está traducido al español.)1
Lea la explicación oficial (en inglés)
This bill provides that an insurance company insuring a health care provider against professional negligence shall negotiate in good faith all claims presented to the provider. If a claimant offers to settle within the policy limits and the insurer refuses or declines the offer and the claim proceeds to judgment in excess of the policy limit, the insurance company is liable for the full amount regardless of policy limitation. The insurance company has a duty to negotiate a settlement within policy limits if an offer has been made by the claimant at or within the policy limits. If the insurance company fails to do so, the health care provider has a cause of action against the insurance company.
Senate subcommittee
Named January 15, 2025. It hasn’t reported yet.
Three legislators hear a bill first and recommend what the committee should do; it’s the best time to weigh in. How to take part
Lo que cambia del Código de Iowa (Iowa Code)
Crea§507B.4D
Cabildeo
3 a favor · 1 en contra · 13 indecisos · Quiénes →
Family tree
Tried before
91st General Assembly
Earlier and later bills are matched by wording or an identical title.
Tried before
This idea has been filed in an earlier General Assembly. None got through a chamber.
- SF 430 Relating to the duties of insurers under medical malpractice insurance policies90th General Assembly · In committee · same titleCleared committee
Matched by wording or an identical title.