Relating to roofs on private docks and required insurance

Sponsored by the House Natural Resources Committee

Topics:Environment & natural resources Insurance

Same legislation: HSB 163

Write your legislators about itWhat changed before it passed

Official bill page Lobbyist declarations One-pager to print

Where it is now

Done: IntroducedFebruary 12, 2025
Done: SubcommitteeFebruary 12, 2025
Done: House committeeFebruary 25, 2025
Done: Passes the HouseMarch 13, 202596–0
Done: Senate committeeApril 3, 2025
Done: Passes the SenateApril 23, 202544–4
Done: To the GovernorMay 6, 2025
Done: Signed into lawMay 6, 2025

Signed into law What’s a funnel?

What’s in it

AI summary People with permits for private docks can build enclosed structures to protect their boat lifts or slips if they follow specific rules about size and materials. Owners of these structures must have at least $1 million in liability insurance to cover any damages they might cause. Certain associations can also create their own rules about how these structures are built.¹

Read the official explanation

This bill relates to enclosed structures on private docks and a requirement to maintain liability insurance for the dock on which the structure is constructed. The bill allows a person with a valid dock site permit and hoist or slip assignment to build an enclosed structure if the enclosed structure is constructed with rust-resistant materials, meets building code, material, and size requirements, and is used to protect a hoist or a slip and not for certain other purposes. The bill requires an owner of a dock to carry liability insurance with a minimum per occurrence coverage of $1 million for the dock with an enclosed structure constructed pursuant to the bill. The owner shall be liable for any damages caused by the enclosed structure on the private dock. The bill allows certain associations incorporated under Code chapter 504 to establish policies regarding the construction of an enclosed structure on a private dock that would otherwise be prohibited by the bill.

Changed since by amendment S-3066; see Amendments.

Full bill text · What changed before it passed²

Senate subcommittee

Named April 1, 2025. On April 3, 2025 it recommended passage.

Three legislators hear a bill first and recommend what the committee should do; it’s the best time to weigh in. How to take part

55 written public comments to its subcommittee: April 2, 2025 (1), February 18, 2025 (54) · on the Legislature’s site

Iowa Code it changes

Creates§462A.27B

How the Code works³

Lobbying

0 for · 0 against · 8 undecided · Who →

Family tree

Tried before

HF 2378Cleared committee90th GA

Study bill

HSB 163Renumbered

91st General Assembly

HF 710Became lawfrom HSB 163

Earlier and later bills are matched by wording or an identical title.

Tried before

This idea has been filed in an earlier General Assembly. None got through a chamber.

HF 2378 Relating to enclosed structures on private docks and required insurance
90th General Assembly · In committee · very similar
Cleared committee

Similar bills this General Assembly

HF 323 Relating to enclosed structures on private docks and required insurance
91st General Assembly · In committee
Nearly identical

Matched by wording or an identical title.