Proyectos de ley › 91.ª Asamblea General
Relating to annual percentage rates for delayed deposit service transactions
Presentado por Rep. Carter F. Nordman (R)
Temas:Business & economyInsurance
La misma legislación: HF 878
Dónde está ahora
- Hecho: Presentado28 de febrero de 2025
- Hecho: Subcomité3 de marzo de 2025
- Hecho: Comité de la Cámara4 de marzo de 2025
- Se saltó: Lo aprueba la CámaraSigue como HF 878
- Sigue: Comité del Senado
- Sigue: Lo aprueba el Senado
- Sigue: A gobernador(a)
- Sigue: Firmado como ley
Ahora es HF 878 → Sigue avanzando con el número nuevo. Ir a HF 878 ¿Qué es el embudo (funnel)?
Qué contiene
Resumen con IA Companies that provide delayed deposit services cannot charge an annual interest rate higher than a specific limit. If a company breaks this rule, the transaction becomes void and they are not allowed to collect any money from the customer. People on active military duty, along with their spouses and dependents, are protected by even stricter interest rate limits. (Todavía no está traducido al español.)1
Lea la explicación oficial (en inglés)
This bill relates to annual percentage rates for delayed deposit service transactions. Under the bill, a person licensed under Code chapter 533D (licensee) shall not impose an annual percentage rate greater than percent in connection with a delayed deposit service transaction. A delayed deposit service transaction made in violation of the bill shall be void, and the licensee shall not collect, receive, or retain any principal, interest, fees, or other charges in connection with the delayed deposit service transaction. For an individual on active military duty, or their spouse or dependent, a licensee shall not impose an annual percentage rate greater than allowable under U.S.C. §987 in connection with a delayed deposit service transaction.
House subcommittee
Named March 3, 2025. Meeting: Tuesday, March 4 · 1:00 PM · RM 103.
Three legislators hear a bill first and recommend what the committee should do; it’s the best time to weigh in. How to take part
Lo que cambia del Código de Iowa (Iowa Code)
Crea§533D.9A
Cabildeo
3 a favor · 2 en contra · 4 indecisos · Quiénes →
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91st General Assembly