HSB 637

This bill is related to electronic delivery of certain insurance notices and documents. The bill allows an employer policyholder of a group health plan to consent to electronic delivery of notices and documents (documents) on behalf of its covered employees (employee). For the consent to be effective for a particular employee, the employee must be able to effectively access documents delivered electronically at any location the employee is reasonably expected to perform their duties, and access must be an integral part of those duties. Each employee must be provided with a written statement informing them of specific rights as detailed in the bill. _____ The bill provides that the issuer of a health insurance policy or contract (issuer) may provide a group or individual insurance policy or contract electronically to a party without the affirmative consent of the party if the issuer mails written notice to the party describing the requirements as detailed in the bill. The bill requires that an issuer that receives a request from a party for a paper form of a policy or contract must provide the copy free of charge no later than days after the date that the issuer receives the party’s request.