SSB 3154: Relating to standards for settlement of certain motor vehicle insurance claims

What it does

This bill enacts former Iowa administrative code provisions relating to standards for settlement of certain motor vehicle insurance claims. The bill requires a property insurer to estimate the cost of repairs for a motor vehicle and pay a claim based only on the cost of aftermarket crash parts available from a distributor of each such part that is located within 100 miles of the repair facility when a first-party, partial-loss claim relating to the motor vehicle is settled based on a written estimate prepared by or for the insurer that includes payment for aftermarket crash parts.

Senate subcommittee · named February 11, 2026

• Sen. Tom Shipley (R) · tom.shipley@legis.iowa.gov
• Sen. Mark Costello (R) · mark.costello@legis.iowa.gov
• Sen. Thomas Townsend (D) · thomas.townsend@legis.iowa.gov

Lobbying · 1 for, 13 against

For: Iowa Collision Repair Association

Against: AIG-American International Companies; American Property Casualty Insurance Association (APCIA); Grinnell Mutual Reinsurance Company; Iowa Automobile Recyclers Association; Iowa Insurance Associates; Iowa Insurance Institute; Iowa State Bar Association; LKQ Corporation; National Association of Insurance and Financial Advisors-Iowa; National Association of Mutual Insurance Companies (NAMIC); Nationwide Mutual Ins. Co.; State Farm Insurance; and 1 more

In plain words

1. February 11, 2026Filed in the Senate and sent to the Transportation committee
2. February 11, 2026Senate subcommittee named: Shipley, Costello and Townsend
3. February 17, 2026Subcommittee recommended passing it
4. February 18, 2026Approved by the Senate committee, and given a new number: SF 2383