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91st General Assembly · Funnel one-pager · Monday, November 9, 2026

SF 460: Relating to home inspections, including persons authorized to perform home inspections and requirements for independent home inspection reports, providing penalties, and making penalties applicable

Signed into law

What it does

This bill prohibits a person from issuing an independent home inspection report, defined in the bill, unless the person is a home inspector, defined in the bill, an architect licensed pursuant to Code chapter 544A (licensed architects), or a professional engineer licensed pursuant to Code chapter 542B (professional engineers and land surveyors). The bill requires a home inspector to perform a home inspection, defined in the bill, with the degree of care that a reasonably prudent home inspector would exercise, which shall be based on the standards of practice and a code of ethics of a national home inspectors association.

Sponsors

Commerce committee

Cost

Can’t be estimated

Senate File 460 establishes new criminal offenses. Although the fiscal impact cannot be estimated, it is not anticipated to be significant. Figure 2 shows the average State cost per offense for a simple misdemeanor and a serious misdemeanor. The estimated impa…

House subcommittee · named March 27, 2025

  • Rep. Judd Lawler (R) · judd.lawler@legis.iowa.gov
  • Rep. David L. Blom (R) · david.blom@legis.iowa.gov
  • Rep. Elizabeth Wilson (D) · elizabeth.wilson@legis.iowa.gov

Lobbying · 4 for, 0 against

For: Examination Board of Professional Home Inspectors; Home Builders Association of Iowa; Iowa Association of Realtors; Iowa Manufactured Housing Association

In plain words

  1. February 18, 2025Filed in the Senate and sent to the Commerce committee · as SSB 1144
  2. February 18, 2025Senate subcommittee named: Webster, Gruenhagen and Knox · as SSB 1144
  3. February 26, 2025Approved by the Senate committee, and given a new number: SF 460 · as SSB 1144
  4. February 27, 2025Filed in the Senate
  5. February 27, 2025Approved by the Senate committee
  6. March 3, 2025Subcommittee recommended passing it · as SSB 1144
  7. March 12, 2025Cost estimate (fiscal note) posted
  8. March 26, 2025Passed the Senate, 47–0
  9. March 26, 2025Arrived in the House
  10. March 27, 2025House subcommittee named: Lawler, Blom and Wilson
  11. April 1, 2025Subcommittee recommended passing it
  12. April 2, 2025Approved by the House committee
  13. April 2, 2025Committee vote: 19–0
  14. April 8, 2025Passed the House, 96–0
  15. April 17, 2025Sent to the Governor
  16. April 18, 2025Signed into law
  17. June 6, 2025Cost estimate (fiscal note) posted

From public records at legis.iowa.gov, compiled by Funnel (iowafunnel.com), an independent, nonpartisan site. Current as of Monday, November 9, 2026. https://iowafunnel.com/bills/91/SF460