SF 2445: Relating to licensing of service companies, motor vehicle service contracts, and residential service contracts, and providing civil penalties

What it does

This bill relates to the licensing of service companies, motor vehicle service contracts, and residential service contracts. The bill prohibits a person that will be contractually obligated to a service contract holder under the terms of a service contract from issuing, offering for sale, or selling a motor vehicle service contract or residential service contract in the state unless the person is a licensed service company. The requirements of the bill do not apply to any person who provides support services.

Senate subcommittee · named February 24, 2026

• Sen. Mike Bousselot (R) · mike.bousselot@legis.iowa.gov
• Sen. Carrie Koelker (R) · carrie.koelker@legis.iowa.gov
• Sen. Cindy Winckler (D) · cindy.winckler@legis.iowa.gov

Lobbying · 2 for, 1 against

For: AARP Iowa; Iowa Insurance Division

Against: Service Contract Industry Council, Inc.

In plain words

1. January 21, 2026Filed in the Senate and sent to the Commerce committee · as SSB 3057
2. January 21, 2026Senate subcommittee named: Bousselot, Blake and Rowley · as SSB 3057
3. February 17, 2026Senate subcommittee named: Bousselot, Blake and Dickey · as SSB 3057
4. February 19, 2026Subcommittee recommended passing it · as SSB 3057
5. February 19, 2026Approved by the Senate committee, and given a new number: SF 2445 · as SSB 3057
6. February 23, 2026Filed in the Senate
7. February 23, 2026Approved by the Senate committee
8. February 24, 2026Sent to the Senate Ways and Means committee
9. February 24, 2026Senate subcommittee named: Bousselot, Koelker and Winckler
10. April 8, 2026Subcommittee recommended passing it
11. May 1, 2026Approved by the Senate committee, and given a new number: SF 2505