91st General Assembly · Funnel one-pager · Monday, November 9, 2026

SF 2073: Relating to the minimum amounts required for motor vehicle financial responsibility, and making penalties applicable

Died when the session ended · The General Assembly adjourned on October 2, 2026. Bills that didn’t pass both chambers died.

What it does

This bill increases the minimum amounts of coverage required for motor vehicle financial responsibility for bodily injury or death of one person ($20,000 to $50,000), bodily injury or death of two or more persons ($40,000 to $100,000), and property damage ($15,000 to $25,000).4) while operating but not engaged in a prearranged ride. The bill makes corresponding changes to provisions regarding associated policies, bonds, and judgments. A person who violates a provision of Code chapter 321A which does not otherwise provide a penalty commits a serious misdemeanor, punishable by confinement for no more than one year and a fine of at least $430 but not more than $2,560.

Cost

No fiscal note

Senate subcommittee · named January 21, 2026

Sen. Tim Kraayenbrink (R) · tim.kraayenbrink@legis.iowa.gov
Sen. Thomas Townsend (D) · thomas.townsend@legis.iowa.gov
Sen. Dan Zumbach (R) · dan.zumbach@legis.iowa.gov

Lobbying · 2 for, 0 against

For: Independent Insurance Agents of Iowa; Iowa Association for Justice

In plain words

January 21, 2026Filed in the Senate and sent to the Transportation committee
January 21, 2026Senate subcommittee named: Kraayenbrink, Townsend and Zumbach