HSB 702: Relating to insurer’s requests for information and claim timelines, and property and casualty insurer’s loss calculations, adjustments, payments of claims, policy terms, and aerial images

What it does

This bill relates to insurer’s requests for information and claim timelines, and property and casualty insurer’s loss calculations, adjustments, payments of claims, policy terms, and aerial images. Under the bill, an insurer shall provide to an insured, within days of receipt of a request, copies of requested documents, the name and contact information of a person involved on the insurer’s behalf with a claim, an accounting of the amount paid and reserve set on a claim, or other required information as detailed by the bill.

House subcommittee · named February 10, 2026

• Rep. David E. Young (R) · david.young@legis.iowa.gov
• Rep. Carter F. Nordman (R) · carter.nordman@legis.iowa.gov
• Rep. Elizabeth Wilson (D) · elizabeth.wilson@legis.iowa.gov

Lobbying · 1 for, 6 against

For: Home Builders Association of Iowa

Against: American Property Casualty Insurance Association (APCIA); Grinnell Mutual Reinsurance Company; Iowa Insurance Associates; Iowa Insurance Institute; Mutual Insurance Association of Iowa; National Association of Mutual Insurance Companies (NAMIC)

In plain words

1. February 10, 2026Filed in the House and sent to the Commerce committee
2. February 10, 2026House subcommittee named: Young, Nordman and Wilson
3. February 16, 2026Subcommittee recommended passing it