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91st General Assembly · Funnel one-pager · Monday, November 9, 2026

HSB 256: Relating to matters under the purview of the department of insurance and financial services including financial literacy and exploitation, tax confidentiality, health insurance rates, health savings accounts, insurer withdrawals, property insurance, and service contracts, and including penalties

Became HF 911 · Its progress continues under the new number.

What it does

This bill relates to matters under the purview of the department of insurance and financial services including financial literacy and exploitation, tax confidentiality, health insurance rates, health savings accounts, insurer withdrawals, property insurance, and service contracts. DIVISION I —— FINANCIAL LITERACY AND FINANCIAL EXPLOITATION. Division I appropriates $10 of each fee collected from the filing of an application as an agent of a real estate broker or dealer to the financial literacy and investor education fund (education fund), and to the financial exploitation prevention fund (prevention fund), both of which are created in the bill.

Sponsors

Not listed

Cost

See the fiscal note

Figure 5 shows the estimated fiscal impact by fund for Division I of HF 986.

House subcommittee · named February 25, 2025

  • Rep. Mike Vondran (R) · mike.vondran@legis.iowa.gov
  • Rep. Shannon Lundgren (R) · shannon.lundgren@legis.iowa.gov
  • Rep. Elizabeth Wilson (D) · elizabeth.wilson@legis.iowa.gov

Lobbying · 15 for, 6 against

For: AARP Iowa; Black Hills Energy; Federation of Iowa Insurers; Iowa Affiliate of the American College of Nurse-Midwives; Iowa Association of Rural Health Clinics; Iowa Chapter of the National Association of Pediatric Nurse Practitioners; Iowa Credit Union League; Iowa Insurance Associates; Iowa Nurse Practitioners Society; Iowa Nurses Association; Iowa Primary Care Association; League of Women Voters of Iowa; and 3 more

Against: Developers Council; Greater Iowa Apartment Association; Home Builders Association of Iowa; Iowa Association of Realtors; Iowa Insurance Associates; Service Contract Industry Council, Inc.

In plain words

  1. February 25, 2025Filed in the House and sent to the Commerce committee
  2. February 25, 2025House subcommittee named: Vondran, Lundgren and Wilson
  3. March 3, 2025Subcommittee recommended passing it
  4. March 4, 2025Approved by the House committee
  5. March 4, 2025Committee vote: 21–2
  6. March 10, 2025Approved by the House committee, and given a new number: HF 911

From public records at legis.iowa.gov, compiled by Funnel (iowafunnel.com), an independent, nonpartisan site. Current as of Monday, November 9, 2026. https://iowafunnel.com/bills/91/HSB256