HF 922: Relating to discrimination in the provision of financial services, and providing civil penalties

What it does

This bill relates to discrimination by a financial institution in the provision of financial services. The bill prohibits a financial institution from discriminating in the provision of financial services to a person, and from agreeing, conspiring, or coordinating with another person or group of persons to discriminate in the provision of financial services to a person. “Discrimination” is defined by the bill as the use of a social credit score by a financial institution to directly or indirectly decline to provide, terminate, or restrict, financial services to a person.

House subcommittee · named January 16, 2026

• Rep. Charley Thomson (R) · charley.thomson@legis.iowa.gov
• Rep. Judd Lawler (R) · judd.lawler@legis.iowa.gov
• Rep. Aime Wichtendahl (D) · aime.wichtendahl@legis.iowa.gov

Lobbying · 7 for, 3 against

For: ADF Action; Congressional Sportsmen's Foundation; Foundation for Government Accountability Action; Heartland Impact; The Family Leader; The Family Leader Foundation; VALOR Iowa

Against: Iowa Bankers Association; Iowa Credit Union League; Wells Fargo & Company

In plain words

1. March 12, 2025Filed in the House
2. April 3, 2025Sent to the House Judiciary committee
3. January 16, 2026House subcommittee named: Thomson, C., Lawler and Wichtendahl
4. February 3, 2026Subcommittee recommended passing it
5. February 10, 2026Approved by the House committee
6. February 10, 2026Committee vote: 15–6