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91st General Assembly · Funnel one-pager · Monday, November 9, 2026

HF 911: Relating to matters under the purview of the department of insurance and financial services including financial literacy and exploitation, tax confidentiality, health insurance rates, health savings accounts, insurer withdrawals, property insurance, and service contracts, and including penalties

Became HF 986 · Its progress continues under the new number.

What it does

This bill relates to matters under the purview of the department of insurance and financial services including financial literacy and exploitation, tax confidentiality, health insurance rates, health savings accounts, insurer withdrawals, property insurance, and service contracts. DIVISION I —— FINANCIAL LITERACY AND FINANCIAL EXPLOITATION. Division I appropriates $10 of each fee collected from the filing of an application as an agent of a real estate broker or dealer to the financial literacy and investor education fund (education fund), and to the financial exploitation prevention fund (prevention fund), both of which are created in the bill.

Sponsors

Commerce committee

Cost

See the fiscal note

Figure 5 shows the estimated fiscal impact by fund for Division I of HF 986.

House subcommittee · named March 18, 2025

  • Rep. Mike Vondran (R) · mike.vondran@legis.iowa.gov
  • Rep. Shannon Lundgren (R) · shannon.lundgren@legis.iowa.gov
  • Rep. Elizabeth Wilson (D) · elizabeth.wilson@legis.iowa.gov

Lobbying · 15 for, 6 against

For: AARP Iowa; Black Hills Energy; Federation of Iowa Insurers; Iowa Affiliate of the American College of Nurse-Midwives; Iowa Association of Rural Health Clinics; Iowa Chapter of the National Association of Pediatric Nurse Practitioners; Iowa Credit Union League; Iowa Insurance Associates; Iowa Nurse Practitioners Society; Iowa Nurses Association; Iowa Primary Care Association; League of Women Voters of Iowa; and 3 more

Against: Developers Council; Greater Iowa Apartment Association; Home Builders Association of Iowa; Iowa Association of Realtors; Iowa Insurance Associates; Service Contract Industry Council, Inc.

In plain words

  1. February 25, 2025Filed in the House and sent to the Commerce committee · as HSB 256
  2. February 25, 2025House subcommittee named: Vondran, Lundgren and Wilson · as HSB 256
  3. March 3, 2025Subcommittee recommended passing it · as HSB 256
  4. March 4, 2025Approved by the House committee · as HSB 256
  5. March 4, 2025Committee vote: 21–2 · as HSB 256
  6. March 10, 2025Filed in the House and sent to the Ways and Means committee
  7. March 10, 2025Approved by the House committee, and given a new number: HF 911 · as HSB 256
  8. March 18, 2025House subcommittee named: Vondran, Lundgren and Wilson
  9. March 24, 2025Subcommittee recommended passing it
  10. April 2, 2025Approved by the House committee
  11. April 2, 2025Committee vote: 24–0
  12. April 7, 2025Approved by the House committee, and given a new number: HF 986
  13. April 28, 2025Withdrawn

From public records at legis.iowa.gov, compiled by Funnel (iowafunnel.com), an independent, nonpartisan site. Current as of Monday, November 9, 2026. https://iowafunnel.com/bills/91/HF911