91st General Assembly · Funnel one-pager · Monday, November 9, 2026
HF 727: Relating to the maximum finance charge on a consumer credit sale
Died when the session ended · The General Assembly adjourned on October 2, 2026. Bills that didn’t pass both chambers died.
What it does
This bill relates to the maximum finance charge for consumer credit sales. Under the bill, for consumer credit sales both pursuant to open-end credit and not pursuant to open-end credit, a finance charge may not exceed percent per year on the unpaid balance of the amount financed.
Sponsors
Rep. Jerome Amos Jr. (D), Rep. Sean Bagniewski (D), Rep. Jeff Cooling (D), Rep. Ken Croken (D), Rep. Tracy A. Ehlert (D), Rep. Lindsay James (D), Rep. Rob Johnson (D), Rep. Bob Kressig (D), Rep. Elinor A. Levin (D), Rep. Mary Lee Madison (D), Rep. Brian Meyer (D), Rep. Amy Nielsen (D), Rep. Rick L. Olson (D), Rep. J.D. Scholten (D), Rep. Dr. Megan L. Srinivas (D), Rep. Beth Wessel-Kroeschell (D), Rep. Ross Wilburn (D)
Cost
No fiscal note
In plain words
- March 4, 2025Filed in the House and sent to the Commerce committee
From public records at legis.iowa.gov, compiled by Funnel (iowafunnel.com), an independent, nonpartisan site. Current as of Monday, November 9, 2026. https://iowafunnel.com/bills/91/HF727