HF 2193: Relating to living organ donors and life insurance, disability insurance, and long-term care insurance

What it does

This bill relates to insurance requirements applicable to living organ donors. The bill defines “policy” as a life insurance policy, disability insurance policy, or long-term care insurance policy. A “living organ donor” (donor) is defined as an individual who is not deceased and who has donated all or part of an organ. Under the bill, based solely on an individual’s status as a donor, an insurer shall not: (1) decline or limit coverage under a policy for a covered person that is a donor; (2) as a condition of continued coverage under a policy, preclude a covered person from becoming a living organ donor; or (3) discriminate against a covered person or individual in the offering, issuance, cancellation, coverage amount, price, or any other condition of a policy on the sole basis that the covered person or individual is a donor.

House subcommittee · named February 5, 2026

• Rep. Tom Determann (R) · tom.determann@legis.iowa.gov
• Rep. Kenan Judge (D) · kenan.judge@legis.iowa.gov
• Rep. Shannon Latham (R) · shannon.latham@legis.iowa.gov

Lobbying · 4 for, 0 against

For: American Kidney Fund, Inc.; Iowa Donor Network; Iowa Mental Health Advocacy; VALOR Iowa

In plain words

1. January 29, 2026Filed in the House and sent to the Commerce committee
2. February 5, 2026House subcommittee named: Determann, Judge and Latham
3. February 11, 2026Subcommittee recommended passing it
4. February 16, 2026Approved by the House committee
5. February 16, 2026Committee vote: 22–0
6. February 19, 2026Approved by the House committee, and given a new number: HF 2633
7. March 9, 2026Withdrawn