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90th General Assembly · Funnel one-pager · Monday, November 9, 2026

SF 2287: Relating to points and fees charged on loans by mortgage bankers

Died when the session ended · The General Assembly adjourned on April 19, 2024. Bills that didn’t pass both chambers died.

What it does

This bill relates to points and fees charged on loans by mortgage bankers. Under current law, if a lender that is a mortgage banker makes a loan in which the points and fees the borrower is charged by all lenders in connection with the loan do not exceed the amounts specified in C.F.R. §1026.43(e)(3), the loan shall not be subject to the provisions of Code section 535.8(5). Under the bill, the loan shall also not be subject to Code section 535.8(4)(a).

Sponsors

Commerce committee

Cost

No fiscal note

In plain words

  1. February 8, 2024Filed in the Senate
  2. February 8, 2024Approved by the Senate committee
  3. March 19, 2024Withdrawn

From public records at legis.iowa.gov, compiled by Funnel (iowafunnel.com), an independent, nonpartisan site. Current as of Monday, November 9, 2026. https://iowafunnel.com/bills/90/SF2287