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90th General Assembly · Funnel one-pager · Monday, November 9, 2026

SF 115: Relating to the expenses of bringing certain dispute of denial of coverage actions under property and casualty insurance

Died when the session ended · The General Assembly adjourned on April 19, 2024. Bills that didn’t pass both chambers died.

What it does

This bill provides that if a policyholder brings an action under a property and casualty insurance policy to dispute a denial of coverage on the policyholder’s insured real property, and prevails in the action, the insurer is required to pay, in addition to damages, all reasonable costs and expenses of the policyholder, including costs of inspections, adjusters, appraisers, engineers, reasonable attorney fees, and any other expenses reasonably attributable to the action.

Sponsors

Not listed

Cost

No fiscal note

Senate subcommittee · named January 30, 2023

  • Sen. Waylon Brown (R)
  • Sen. Pam Jochum (D)
  • Sen. David D. Rowley (R) · david.rowley@legis.iowa.gov

Lobbying · 0 for, 3 against

Against: American Property Casualty Insurance Association (APCIA); Iowa Insurance Associates; Iowa Insurance Institute

In plain words

  1. January 24, 2023Filed in the Senate and sent to the Commerce committee
  2. January 30, 2023Senate subcommittee named: Brown, Jochum and Rowley

From public records at legis.iowa.gov, compiled by Funnel (iowafunnel.com), an independent, nonpartisan site. Current as of Monday, November 9, 2026. https://iowafunnel.com/bills/90/SF115