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90th General Assembly · Iowa Funnel one-pager · Tuesday, November 10, 2026

HSB 584: HSB 584

Became HF 2266 · Its progress continues under the new number.

What it does

This bill relates to points and fees charged on loans by mortgage bankers. Under current law, if a lender that is a mortgage banker makes a loan in which the points and fees the borrower is charged by all lenders in connection with the loan do not exceed the amounts specified in C.F.R. §1026.43(e)(3), the loan shall not be subject to the provisions of Code section 535.8(5). Under the bill, the loan shall also not be subject to Code section 535.8(4)(a).

Sponsors

Not listed

Cost

No fiscal note

House subcommittee · named January 18, 2024

  • Rep. Carter F. Nordman (R) · carter.nordman@legis.iowa.gov
  • Rep. Sean Bagniewski (D) · sean.bagniewski@legis.iowa.gov
  • Rep. Mike Vondran (R) · mike.vondran@legis.iowa.gov

Lobbying · 1 for, 0 against

For: Rocket Mortgage

In plain words

  1. January 18, 2024Filed in the House and sent to the Commerce committee
  2. January 18, 2024House subcommittee named: Nordman, Bagniewski and Vondran
  3. January 23, 2024Subcommittee recommended passing it
  4. January 30, 2024Approved by the House committee
  5. February 1, 2024Approved by the House committee, and given a new number: HF 2266

From public records at legis.iowa.gov, compiled by Iowa Funnel (iowafunnel.com), an independent, nonpartisan site. Current as of Tuesday, November 10, 2026. https://iowafunnel.com/bills/90/HSB584