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90th General Assembly · Iowa Funnel one-pager · Tuesday, November 10, 2026

HSB 174: HSB 174

Became HF 609 · Its progress continues under the new number.

What it does

This bill relates to specified loans provided by a mortgage banker. A loan made by a licensed or registered mortgage banker under Code chapter 535B making a loan where the points and fees the borrower is charged cumulatively do not exceed the amounts specified in C.F.R. §1026.43(e)(3) shall not be subject to Code section 535.8(5), regarding loans and interest reduction fees.

Sponsors

Not listed

Cost

No fiscal note

House subcommittee · named February 20, 2023

  • Rep. Carter F. Nordman (R) · carter.nordman@legis.iowa.gov
  • Rep. Sean Bagniewski (D) · sean.bagniewski@legis.iowa.gov
  • Rep. Shannon Lundgren (R) · shannon.lundgren@legis.iowa.gov

Lobbying · 4 for, 2 against

For: Iowa Bankers Association; Iowa Bankers Mortgage Corp.; Iowa Mortgage Association; Rocket Mortgage

Against: Iowa Academy of Trial Lawyers; Iowa Land Title Association

In plain words

  1. February 20, 2023Filed in the House and sent to the Commerce committee
  2. February 20, 2023House subcommittee named: Nordman, Bagniewski and Lundgren
  3. February 28, 2023Subcommittee recommended passing it
  4. March 1, 2023Approved by the House committee
  5. March 3, 2023Approved by the House committee, and given a new number: HF 609

From public records at legis.iowa.gov, compiled by Iowa Funnel (iowafunnel.com), an independent, nonpartisan site. Current as of Tuesday, November 10, 2026. https://iowafunnel.com/bills/90/HSB174