90th General Assembly · Iowa Funnel one-pager · Wednesday, November 11, 2026
HSB 100: HSB 100
Died when the session ended · The 2024 session adjourned on April 19, 2024, the General Assembly’s last regular session. Bills that didn’t pass both chambers died.
What it does
This bill relates to real estate loan charges. The bill aligns a state lender with federal regulations regarding minimum standards for transactions secured by a dwelling. The bill provides that a lender making a loan to a borrower in which the total fees and charges do not exceed the amounts listed under C.F.R. §1026.43(e)(3) regarding limits on points and fees for qualified mortgages shall be considered compliant with Code section 535.8 regarding loan charges.
Sponsors
Not listed
Cost
No fiscal note
House subcommittee · named January 26, 2023
- Rep. Barb Kniff McCulla (R) · barb.kniffmcculla@legis.iowa.gov
- Rep. Bob Kressig (D) · bob.kressig@legis.iowa.gov
- Rep. Carter F. Nordman (R) · carter.nordman@legis.iowa.gov
Lobbying · 0 for, 1 against
Against: Iowa Land Title Association
In plain words
- January 26, 2023Filed in the House and sent to the Commerce committee
- January 26, 2023House subcommittee named: Kniff McCulla, Kressig and Nordman
From public records at legis.iowa.gov, compiled by Iowa Funnel (iowafunnel.com), an independent, nonpartisan site. Current as of Wednesday, November 11, 2026. https://iowafunnel.com/bills/90/HSB100