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90th General Assembly · Iowa Funnel one-pager · Wednesday, November 11, 2026

HSB 100: HSB 100

Died when the session ended · The 2024 session adjourned on April 19, 2024, the General Assembly’s last regular session. Bills that didn’t pass both chambers died.

What it does

This bill relates to real estate loan charges. The bill aligns a state lender with federal regulations regarding minimum standards for transactions secured by a dwelling. The bill provides that a lender making a loan to a borrower in which the total fees and charges do not exceed the amounts listed under C.F.R. §1026.43(e)(3) regarding limits on points and fees for qualified mortgages shall be considered compliant with Code section 535.8 regarding loan charges.

Sponsors

Not listed

Cost

No fiscal note

House subcommittee · named January 26, 2023

  • Rep. Barb Kniff McCulla (R) · barb.kniffmcculla@legis.iowa.gov
  • Rep. Bob Kressig (D) · bob.kressig@legis.iowa.gov
  • Rep. Carter F. Nordman (R) · carter.nordman@legis.iowa.gov

Lobbying · 0 for, 1 against

Against: Iowa Land Title Association

In plain words

  1. January 26, 2023Filed in the House and sent to the Commerce committee
  2. January 26, 2023House subcommittee named: Kniff McCulla, Kressig and Nordman

From public records at legis.iowa.gov, compiled by Iowa Funnel (iowafunnel.com), an independent, nonpartisan site. Current as of Wednesday, November 11, 2026. https://iowafunnel.com/bills/90/HSB100