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90th General Assembly · Funnel one-pager · Monday, November 9, 2026

HF 475: Relating to unfair residential real estate service agreements, providing penalties, and making penalties applicable

Signed into law

What it does

This bill relates to unfair residential real estate service agreements (agreement). An agreement shall be considered unfair under the bill if a service that is covered by the agreement is not required to be completely performed within one year after the date on which the agreement is executed, and the agreement has any of the characteristics detailed in the bill. “Service agreement” is defined in the bill as a contract under which a person agrees to provide a service in connection with the maintenance of, the purchase of, or the sale of, residential real estate (real estate).

Sponsors

Commerce committee

Cost

Cost: up to $9,600

House File 475 establishes a new offense, and the fiscal impact cannot be estimated due to the lack of existing conviction data. The average State cost per offense for an aggravated misdemeanor ranges from $5,000 to $9,600. The estimated impact to the State Ge…

Lobbying · 4 for, 0 against

For: AARP Iowa; Iowa Association of Area Agencies on Aging; Iowa Association of Realtors; Iowa Land Title Association

In plain words

  1. February 27, 2023Filed in the House
  2. March 3, 2023Cost estimate (fiscal note) posted
  3. March 7, 2023Passed the House, 98–0
  4. March 7, 2023Arrived in the Senate
  5. April 19, 2023Took the place of SF 417 on the Senate floor (the same legislation)
  6. April 19, 2023Passed the Senate, 50–0
  7. April 28, 2023Sent to the Governor
  8. April 28, 2023Signed into law
  9. May 12, 2023Cost estimate (fiscal note) posted

From public records at legis.iowa.gov, compiled by Funnel (iowafunnel.com), an independent, nonpartisan site. Current as of Monday, November 9, 2026. https://iowafunnel.com/bills/90/HF475