88th General Assembly · Iowa Funnel one-pager · Wednesday, November 11, 2026
HF 440: Relating to delayed deposit services by limiting the annual percentage rate for fees and requiring a delayed deposit repayment option in certain circumstances and making penalties applicable
Died when the session ended · The 2020 session adjourned on June 14, 2020, the General Assembly’s last regular session. Bills that didn’t pass both chambers died.
What it does
This bill modifies provisions applicable to delayed deposit services. The bill limits the annual percentage rate applicable to a delayed deposit services transaction to percent, as computed pursuant to the federal Truth in Lending Act. The bill requires a licensee holding multiple checks from one maker at any one time to enter into an extended repayment plan agreement if the maker of the multiple checks requests to enter into such agreement prior to the date upon which the checks are to be negotiable.
Sponsors
Not listed
Cost
No fiscal note
Lobbying · 4 for, 0 against
For: Iowa Catholic Conference; League of Women Voters of Iowa; The Family Leader; The Family Leader Foundation
In plain words
- February 20, 2019Filed in the House and sent to the Commerce committee
From public records at legis.iowa.gov, compiled by Iowa Funnel (iowafunnel.com), an independent, nonpartisan site. Current as of Wednesday, November 11, 2026. https://iowafunnel.com/bills/88/HF440